NRI Investment Guide

Investing in India Made Easy for NRIs

India’s real estate market continues to be one of the most rewarding and secure investment avenues for Non-Resident Indians (NRIs). With transparent policies, growing infrastructure, and steady appreciation, it offers exceptional opportunities to build a home or expand your portfolio. At Marathwada Constructions, we make the process simple, compliant, and hassle-free — helping you invest in the future of India with confidence.

Your Questions, Answered

Can NRIs invest in India?

Yes. NRIs can invest in India in accordance with Indian laws, RBI regulations, and Foreign Investment Promotion Board (FIPB) guidelines. They can hold up to 100% equity investment in the real estate and civil aviation sectors.
While most investments are fully repatriable, real estate investments have a 3-year lock-in period on the original investment.

Yes. The Reserve Bank of India (RBI) allows authorized financial institutions to grant home loans to NRIs for purchasing residential property for self-occupation, subject to specific conditions.

NRIs can obtain home loans up to 85% of the total property value, depending on eligibility, income, and bank policies.

NRIs must file a declaration in Form IPI-7 with the Central Office of the Reserve Bank of India, Mumbai within 90 days of purchasing the property or making final payment.
This should include:

  • A certified copy of the sale deed or purchase agreement
  • A bank certificate confirming payment of consideration

Yes. The RBI grants general permission for the sale of residential property owned by NRIs.
If the property is purchased by another NRI or a person of Indian origin, the payment must be made either through inward remittance or from funds in NRE/FCNR accounts.

Yes. A foreign citizen of Indian origin can acquire or gift up to two residential properties in India, either to or from a relative (Indian citizen or person of Indian origin), provided that applicable tax laws are followed.

Yes. NRIs can acquire commercial properties (except agricultural land, plantation, or farmhouses) under RBI’s general permission.
The purchase consideration must be paid via foreign remittance through banking channels or from NRE/FCNR accounts in India.

NRIs cannot purchase agricultural land, plantation land, or farmhouses. However, residential and commercial properties are fully permitted.

  • Decades of trusted legacy in Chhatrapati Sambhaji Nagar & Pune
  • Transparent documentation and guidance for NRIs
  • Projects compliant with all RBI and FEMA norms
  • End-to-end support for loan, registration, and repatriation assistance